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University of Tennessee

FinTech @ Rocky Top | Vibe Coding Challenge

Identify a problem|Develop the solution|Tell your story

Co-sponsored by the Haslam College of Business, the Department of Finance, and the Anderson Center for Entrepreneurship.

Statement of Purpose

Practical building, credible finance experience

At FinTech @ Rocky Top, you learn finance through application and innovation. Start with a problem you care about, maybe from an internship, a class, or just managing your own money. Then build something real to solve it. You'll use vibe coding, the AI coding tools that take you from an idea to a working prototype, no computer science background required. What do you walk away with? A project that's genuinely yours, one you can demonstrate and defend in an interview, plus the AI skills employers want and a sharper feel for the finance underneath.

What Is FinTech?

Broader than you think

Say "fintech" and most students picture a trading app. Certainly true, but trading apps are only the tip of the iceberg. Financial technology is any tool that helps someone decide, move, track, or protect money. You already use it every day: splitting rent on Venmo, the fraud text from your bank, the credit-score meter in your banking app, autopay on a car loan.

And it runs far more than Wall Street. Hospitals price payment plans. Real estate firms underwrite deals. Insurers flag suspicious claims, restaurants manage cash flow, and blockchains settle transactions. Finance work happens in every industry, and software is how that work gets done. If money moves through a problem, it's fair game here.

Payments & banking Investing & trading Personal finance Real estate Insurance Healthcare billing Small business & family firms Sports & NIL money Blockchain & digital assets Compliance & fraud

No idea yet? That's normal, and it's exactly what the Resources page is built for.

Why Compete

The student value proposition

Open to every UT student with a problem worth solving. Here's what you stand to gain.

💼

An interview-ready project

You leave with a working build and a record of exactly what you did. That's something real to talk about with employers.

🤖

Real AI / vibe-coding skill

You learn to build with AI coding tools. That's one of the most in-demand skills in finance right now, and you pick it up on a project you care about.

🎓

Mentorship that rotates in

Every Friday, finance faculty and startup coaches work the room. Industry mentors and fintech folks rotate in too.

💰

Funding for finalists

Every fall finalist team gets a flat $1,500. There are also micro-grants to help cover AI tool access while you build.

🧩

No CS degree required

Build an app, a dashboard, a workbook, an agent, whatever fits. We judge the finance and whether it actually works, not the format.

🚀

A pathway, not a one-off

It's an on-ramp to the Anderson Center: their startup competitions, their coaches, the whole network. Good projects keep going after the Challenge ends.

What You Can Build

Anything that solves a finance-related problem

We don't care what you build it in, or how complex the code is. It just needs to work and tackle a real finance need. The problem doesn't have to come with a market, either: a tool made for one firm, one club, or your own family's books counts the same as something the whole world could download.

Web / mobile / desktop app Interactive dashboard Data visualization Excel add-in or automated workbook Google Sheets extension Workflow automation AI agent or chatbot Browser extension Investment / screening / backtesting tool Portfolio or risk tool Data pipeline or API Financial-literacy game or simulator
Competition Structure

Two phases across the year

In the fall, a large cohort builds together in one room with mentors, then narrows to a handful of finalists. Those few take their project to market in the spring, and it all culminates in Launch Day.

Phase 1 · Fall

Pitch, then Build

Hackathon-style, mentor-supported
  • Open entry: a one-page concept PDF (plus an optional visuals page) and a two-minute team video
  • Bring your own idea, or enter a Sponsored Project backed by your employer
  • Faculty reviewers narrow to 15–20 semi-finalist teams
  • Weekly Friday build sessions in one shared room, with rotating finance faculty and startup coaches
  • Demo week, then 4–6 finalist teams advance
  • Team mergers allowed; early-stage feedback is public, final rounds private
Phase 2 · Spring

Take it to Market

Sharpen it, then take it to market
  • Build sessions continue as teams sharpen a working product and its venture case
  • Culminates in Launch Day: a live showcase of working products before judges and partners
  • Aligned with the Anderson Center's spring competitions (Vol Court, Boyd Venture)
  • A play-in path lets strong fall teams that didn't advance re-enter
  • Spring dates, format, and prizes are being finalized.
Fall Timeline

Key dates

Fall milestones are firm. Spring follows in the new year.

September 25
Entry due
Teams submit a one-page concept PDF (plus an optional visuals page) and a two-minute team video.
October 9
Semi-finalists announced
15–20 teams advance into the build phase.
October 16 – November 13
Build sprint
Five weekly Friday-afternoon workshop sessions with rotating mentors.
November 16–20
Demo week
Semi-finalist teams demonstrate their builds.
Early December
Finalists announced
4–6 teams advance into the spring phase; each receives $1,500.
Spring 2027
Take it to Market → Launch Day
Teams take their product to market through spring, culminating in Launch Day, a showcase of working products. Aligned with Vol Court and Boyd Venture. Dates to come.
For Faculty & Partners

Get involved

The Challenge runs on small, well-defined roles: reviewer, mentor, judge, speaker, sponsor, connector. Each one is built to respect your time and still give students real help and a real bar to clear.

Ready to build?

Registration for the fall build phase is open. Bring a finance problem worth solving, and we'll help you build the rest.

Register your team